Owner Occupier Commercial Mortgages

Businesses can purchase or refinance their trading premises.

A foundation for long-term growth and success

Owner-occupied commercial mortgages are a specific type of commercial mortgage utilised for acquiring or refinancing a property intended to serve as the applicant's business premises.  

If you're familiar with residential mortgages for purchasing your home, you'll find that an owner-occupier commercial mortgage follows a similar principle. They provide a means to secure the property needed for business operations and establish a stable foundation for long-term growth and success.

There are many benefits to opting for this type of commercial mortgage, this includes eliminating the feeling of regularly spending money on rent for your premises, without gaining any tangible assets. Understandably, rent is a suitable option for various situations, however, with a owner-occupied commercial mortgage, you will ultimately have something to show after making your monthly payments.

When compared to other types of loans, commercial mortgages typically offer more favourable terms. For instance, they often come with lower interest rates when compared to unsecured borrowing options. This makes commercial mortgages an attractive choice for those seeking financing for their business ventures.

How can we help with commercial mortgages?

If you're feeling unsure about where to begin, don't let the thought of applying overwhelm you. Instead, consider seeking expert assistance from a specialist broker like Advice Plain & Simple. With our guidance, we can help you navigate the mortgage process with confidence and ease.

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Advice Plain and Simple is a trading name of William Chalice Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. William Chalice registered Office: Unit 1, Hawford Business Centre, Lionel Way, Worcester, WR3 7SG. The information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

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