Owner Occupier Commercial Mortgages

Businesses can purchase or refinance their trading premises.

A foundation for long-term growth and success

Owner-occupied commercial mortgages are a specific type of commercial mortgage utilised for acquiring or refinancing a property intended to serve as the applicant's business premises.  

If you're familiar with residential mortgages for purchasing your home, you'll find that an owner-occupier commercial mortgage follows a similar principle. They provide a means to secure the property needed for business operations and establish a stable foundation for long-term growth and success.

There are many benefits to opting for this type of commercial mortgage, this includes eliminating the feeling of regularly spending money on rent for your premises, without gaining any tangible assets. Understandably, rent is a suitable option for various situations, however, with a owner-occupied commercial mortgage, you will ultimately have something to show after making your monthly payments.

When compared to other types of loans, commercial mortgages typically offer more favourable terms. For instance, they often come with lower interest rates when compared to unsecured borrowing options. This makes commercial mortgages an attractive choice for those seeking financing for their business ventures.

How can we help with commercial mortgages?

If you're feeling unsure about where to begin, don't let the thought of applying overwhelm you. Instead, consider seeking expert assistance from a specialist broker like Advice Plain & Simple. With our guidance, we can help you navigate the mortgage process with confidence and ease.

Contact us

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Commercial Mortgages are not regulated by the Financial Conduct Authority.

Some Bridging Finance is not regulated by the Financial Conduct Authority.

Commercial Lending is not regulated by the Financial Conduct Authority.

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Pension consolidation advice is available. If you hold a Defined Benefit Pension Scheme or Defined Contribution pension with a guaranteed minimum pension or income, any advice you receive will be through a dedicated referral advice service and a specialist within our network.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Commercial mortgage advice is offered by William Chalice Ltd as part of Commercial Finance Brokers UK Ltd.

Access to dozens of lenders

We work for you, not the lender

5-Star Google Reviews

Our Investment Managers

Discover our Commercial services

We have access and can advise on thousands of products, helping you find the right deal for your circumstances.

Your Home May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage.

Find out more

Advice Plain and Simple is a trading name of William Chalice Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. William Chalice Ltd Registered Number: 12050717. Registered Office: Unit 1, Hawford Business Centre, Lionel Way, Worcester, WR3 7SG. The information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

Approved by The Openwork Partnership on 15/10/2024

Copyright © Advice Plain and Simple. All rights reserved.