Whether you are an individual seeking coverage for your personal needs or a business owner looking to safeguard your company, we are here to support you.
Safeguarding your property, its contents, and your ability to maintain mortgage repayments is of utmost importance in the face of unforeseen events.
With many years of experience in the industry, we have established strong relationships with reputable insurance providers and have access to a wide range of policies and coverage options. Our network allows us to compare offerings, negotiate on your behalf, and secure competitive rates.
Ready to protect yourself, your family, or your business with the right insurance coverage? Get started with our insurance advisors at Advice Plain & Simple. We look forward to helping you secure the peace of mind you deserve through comprehensive business and personal insurance coverage.
A Lifetime Mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead. This is a referral service.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
We have access and can advise on thousands of products, helping you find the right deal for your circumstances.
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It offers financial support in case you are unable to work due to illness or injury, ensuring steady income during recovery.
We provide life insurance, critical illness insurance, income protection, private healthcare, and relevant life cover.
Advice Plain and Simple is a trading name of William Chalice Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. William Chalice Ltd Registered Number: 12050717. Registered Office: Unit 1, Hawford Business Centre, Lionel Way, Worcester, WR3 7SG. The information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK. No representations are made as to whether the information is applicable or available in any other country which may have access to it.
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