Income Protection Insurance

Protect your income, embrace peace of mind with Income Protection Insurance.

Financially Protected

Life is unpredictable, and unforeseen circumstances such as illness, injury, or disability can greatly impact your ability to earn an income. Income Protection Insurance offers a safety net to ensure that you and your loved ones are financially protected during challenging times.

What is Income Protection Insurance?

Income Protection Insurance is a type of coverage designed to provide you with a replacement income if you are unable to work due to illness, injury, or disability. It acts as a crucial safeguard to help you maintain your standard of living, cover your ongoing expenses and support your financial commitments when you are unable to earn an income in unpredicted times.

These insurance policies can be tailored to suit your specific needs and circumstances. In times of incapacity, this is especially important for self-employed individuals and small business owners who may not have access to sick leave or other employee benefits. 

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Commercial Mortgages are not regulated by the Financial Conduct Authority.

Some Bridging Finance is not regulated by the Financial Conduct Authority.

Commercial Lending is not regulated by the Financial Conduct Authority.

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Pension consolidation advice is available. If you hold a Defined Benefit Pension Scheme or Defined Contribution pension with a guaranteed minimum pension or income, any advice you receive will be through a dedicated referral advice service and a specialist within our network.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Commercial mortgage advice is offered by William Chalice Ltd as part of Commercial Finance Brokers UK Ltd.

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Who should consider Income Protection Insurance?

Whether you are an employee, self-employed, or a small business owner, having income protection insurance can provide significant advantages and a blanket of financial security.

How can our financial advisers help?

At Advice Plain & Simple, our financial advisers in Worcestershire are dedicated to helping you navigate the intricacies of income protection insurance and provide valuable assistance throughout the process. Our specialists will guide you through the various options, explain policy terms and conditions, and help you understand the benefits and limitations of different plans.

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Your Home May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage.

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Advice Plain and Simple is a trading name of William Chalice Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. William Chalice Ltd Registered Number: 12050717. Registered Office: Unit 1, Hawford Business Centre, Lionel Way, Worcester, WR3 7SG. The information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

Approved by The Openwork Partnership on 15/10/2024

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