Bridging and Short Term Finance

For chain break, auction purchase, refurbishment, ground up development.

Bridge the financial gap

Seize opportunities with flexible short-term finance solutions.

What is a Bridging Loan?

A bridging loan is a short-term financing option that helps individuals or businesses bridge the gap between the purchase of a new property and the sale of an existing one. It provides immediate access to funds, allowing borrowers to secure their dream property without waiting for the sale proceeds from their current property. Bridging loans are known for their speed, flexibility, and ability to meet urgent financial needs, making them an ideal solution for property transactions and time-sensitive investment opportunities.

Bridging loans are typically secured against property and can be used for various purposes, including property acquisitions, renovations, auction purchases, and property chain breaks. As this is a short-term finance solution, the Interest Rates are typically high and calculated monthly, rather than annually.

How do you apply for a Bridging Loan?

You can choose to either apply directly to the lender or use an experienced broker to guide you through the process from application to completion and explain what needs to be done at every step.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Commercial Mortgages are not regulated by the Financial Conduct Authority.

Some Bridging Finance is not regulated by the Financial Conduct Authority.

Commercial Lending is not regulated by the Financial Conduct Authority.

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Pension consolidation advice is available. If you hold a Defined Benefit Pension Scheme or Defined Contribution pension with a guaranteed minimum pension or income, any advice you receive will be through a dedicated referral advice service and a specialist within our network.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Commercial mortgage advice is offered by William Chalice Ltd as part of Commercial Finance Brokers UK Ltd.

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What can these loans be used for?

Property Development  

This type of loan is an ideal financing option for property developers and renovators. Whether you're looking to carry out extensive renovations, convert properties, or undertake new developments, bridging loans offer the capital required to bring your projects to life.

Auction Purchases

Buying properties at auctions can present excellent investment opportunities, but they often require immediate funding. Bridging loans provide quick access to funds, allowing you to participate confidently in auctions and secure properties without delays.

How can we help?

At Advice Plain & Simple, we have established relationships with a wide range of reputable lenders specialising in bridging finance. This allows us to connect you with lenders offering competitive rates, favourable terms, and flexible repayment options.

Our team will guide you through the entire application process, assisting with the preparation of necessary documentation and ensuring all requirements are met. We will work closely with lenders on your behalf, expediting the process and maximising your chances of approval.

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Your Home May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage.

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Advice Plain and Simple is a trading name of William Chalice Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. William Chalice Ltd Registered Number: 12050717. Registered Office: Unit 1, Hawford Business Centre, Lionel Way, Worcester, WR3 7SG. The information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

Approved by The Openwork Partnership on 15/10/2024

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