Yellow icons, key, shield, piggy bank and house

Invest in Your Future with Confidence

We are a team of trusted mortgage and financial advisers based in Worcester. We have various expert advisers who know the Worcestershire area well.

373 five-star reviews on Google

Meet the team

Friendly meeting with expert mortgage adviser in Worcestershire

5.0

based on 373 Google reviews

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Advice Plain and Simple provides expert mortgage, protection, insurance, pensions and investment advice. Advice Plain and Simple is a trading name of William Chalice Ltd and Advice Plain and Simple is the name under which we carry out these services.

Advice Plain and Simple is not a business in it’s own right, it is part of William Chalice Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited.

80+ Years of experience helping people move, protect & invest.

70+

Lenders we work with

YOU

We work for you, not the lender

5★

5-Star Google Reviews

Discover our services

We have access and can advise on thousands of mortgage products, helping you find the right deal for your circumstances. We also offer pension and investment advice.

A blonde smiling female mortgage adviser in black top

A smiling blonde female mortgage adviser in black blazer

Speak to one of our friendly advisers

We are always happy to hear from new clients, so please get in contact today to discuss your financial needs.

Book a meeting

Meet the team

80+

Combined years experience

2000+

Happy clients

70+

Lenders

Jargon Buster: What are the Key Mortgage Terms Every First-time Buyer Should Know?

Buying a house can certainly be a daunting experience, especially when it’s your first time doing so. What doesn’t help is the wealth of jargon and terminology used during the mortgage process and throughout the entire journey to buy your new home. If you’re looking to join the property ladder and want to gain the […]

What Are the Pros and Cons of 100% Mortgages?

A 100% mortgage is, very simply, a home loan which allows the buyer to purchase a property without putting down any money (or a deposit) up front. Prior to 2008, it was common for lenders to offer deposit-free mortgages as standard, with some even allowing consumers to borrow more than the property’s value for living […]

Why Advice is Important in Turbulent Times

Political events can move quickly. Leadership changes, elections and major policy announcements often dominate the headlines and can leave people wondering what it all means for their finances. Following the resignation of Prime Minister Keir Starmer, many people will be asking whether they should make changes to their investments, pension or wider financial plans. In […]

The Remortgage Countdown: Why Acting Early Matters

If your mortgage deal is due to end in the next few months, it may feel like there’s still plenty of time. However, when it comes to remortgaging, getting ahead of the process can make a real difference. Speaking to a mortgage adviser early can give you more time to review your circumstances, understand your […]

What Could Andy Burnham’s Premiership Mean For Your Finances?

The UK has a new Prime Minister, and if Andy Burnham’s first speech outside Downing Street is anything to go by, households could be facing one of the most significant shifts in economic policy in decades. Burnham described his arrival in office as a “circuit breaker” moment for Britain, promising a new political and economic […]

Your Guide to Saving for a Mortgage Deposit

Let’s get you ready to start saving for your deposit. Buying a house is expensive, especially if you’re a first-time buyer. First-time buyers are being squeezed by creeping house prices, the rising cost-of-living and historically high mortgage rates. Saving for a deposit is a significant challenge, especially when you factor in the other costs associated […]

The value of your investments can fall as well as rise, and you may get back less than you invest. Investment returns are not guaranteed and depend on market conditions.