Skip to main content
Speak to an adviser
01905 347 545

Expert Mortgage Advice in Worcestershire

No Jargon, No Nonsense. Just Mortgages, Plain & Simple.
Whether you're buying your first home, moving, remortgaging or investing in property — our friendly local team finds the right deal from over 50 lenders. No-obligation initial consultation, no pressure.
No-obligation
Get Your Mortgage Review
Takes 30 seconds. No commitment required. We'll put you in contact with the right mortgage adviser for you.
Mortgages Landing Page Form
Or call us directly: 01905 347 545
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
2,000+
Happy clients
50+
Lenders
80+Years
Combined Experience
5 Stars
350+ Reviews
FCA Regulated
Hot it works

Simple steps to your new mortgage.

We've helped over 2,000 clients through this process. Here's what to expect when you work with us.
1
Consultation
We chat through your situation, goals and budget. No obligation.
2
Product Search
We search 50+ lenders and thousands of products to find your best fit.
3
Clear Recommendation
We explain exactly what we've found and why it's right for you — in plain English.
4
We Handle Everything
We manage the application, liaise with lenders and keep you updated throughout.
5
Completion & Beyond
You get the keys. We stay in touch for future reviews and renewals.
Why choose us

Your mortgage, sorted by people who actually know Worcestershire.

We're not a call centre or a faceless comparison site. We're a local team who'll sit down with you, understand your situation, and search thousands of mortgage products to find the right one for you.
1000s of mortgage products
We guide you through every step from Agreement in Principle to getting the keys.
Initial Consultation
No charge for your first meeting, Agreement in Principle or product recommendation. If there is a fee, you only pay on application.
Local Friendly Advisers
Based in Worcester with advisers covering Malvern, Droitwich, Redditch & Kidderminster. Face-to-face, phone or video, it's your choice.
We Handle the Hard Cases
Been turned down by your bank? Self-employed? Complex income? We regularly find solutions where banks say no, come and talk to us first.
Protection You Can Trust
We'll also help protect your new home with the right life insurance, critical illness and income protection, tailored to you.
Support Throughout
We don't disappear after the paperwork is signed. We're here for questions, renewals, rate reviews and anything else that comes up.
Our mortgage services

Every type of mortgage, covered.

From your first home to a growing property portfolio, we have specialists for every stage and situation.
Advice Line with Key for mortgages
First time buyer
We guide you through every step from Agreement in Principle to getting the keys.
Advice Line with Key for mortgages
Moving Home
We guide you through every step from Agreement in Principle to getting the keys.
Advice Line with Key for mortgages
Remortgage
Rate coming to an end? We'll search thousands of products and handle everything.
Advice Line with Key for mortgages
Buy to Let
Residential, HMO, limited company BTL, we have dedicated landlord specialists.
Advice Line with Key for mortgages
Additional Borrowing
Raising capital for home improvements, debt consolidation or other needs.
Advice Line with Key for mortgages
Rate Switch
Already with a lender but want a new deal? We'll check if switching makes sense.
Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Meet your adviser

Book directly with your adviser.

Our mortgage team covers all residential and buy-to-let needs. Click below to book a time that suits you. No pressure, no obligation.
Friendly meeting with expert mortgage adviser in Worcestershire
What our clients say

Trusted by over 2,000 families across Worcestershire.

Laura Faulkner
Laura Faulkner a month ago

We had an excellent experience with Mark and Shannon at Mortgages Plain and Simple. From start to finish, they made the whole mortgage process feel straightforward and stress-free. Mark was incredibly knowledgeable and took the time to explain everything clearly, making sure we understood all of our options. Shannon was fantastic at keeping everything organised and keeping us updated every step of the way. Their communication was excellent, and they were always happy to answer any questions we had. Thanks to their professionalism, expertise, and genuine support, we were able to secure our mortgage with confidence. We’re so grateful for all their hard work and would highly recommend Mark, Shannon, and the team at Mortgages Plain and Simple to anyone looking for friendly, reliable mortgage advice. We've already recommended them to our family and friends, and we wouldn't hesitate to use them again in the future. Thank you both for making such an important milestone so much easier!

Patrick Brown
Patrick Brown 2 months ago

Austin & Georgie made the whole remortgaging process smooth, efficient, and completely stress-free. They were clear, responsive, and took the time to explain each step so I always knew what was happening. I felt well looked after from start to finish, and they secured a great outcome quickly. I’d happily recommend them to anyone looking to remortgage.

Alisha Philpotts
Alisha Philpotts a month ago

Myself and my partner first spoke to Ellis from MP&S in June 2025, when we wanted to know if we could buy our first home. She told us we could based on our finances, and we got started… from the very first conversation to the last, Ellis has been superb. She has been informative, professional and most importantly friendly and supportive. Fast forward to March 2026, we put in an offer on a house which we have now moved into. She gave us so much advice and information to help us along the way, really going above and beyond. She is one of the best! We are so so grateful.

H Chase
H Chase 5 months ago

I have used Mortgages Plain and Simple since 2019 and their service has always been fantastic. Georgie is knowledgeable, supportive and takes her time to explain everything in a way that is easy for you to understand. We always get a better deal with MGPS than going directly, and the quality of the service is outstanding. Would Highly recommend Georgie, Austin and the team!

Ready to find your perfect mortgage?

Book a no-fee, no-obligation consultation with one of our Worcester advisers today.
We'll do the hard work so you don't have to.
Get Your Mortgage Review
Takes 30 seconds. No commitment required. We'll put you in contact with the right mortgage adviser for you.
Mortgages Landing Page Form
Or call us directly: 01905 347 545